What Are the Key Differences Between Embroker and Travelers General Liability Insurance?
Standalone and BOP Options
Embroker lets you buy general liability alone or package it with cyber and workers' compensation; Travelers offers it standalone or in a BOP, with standard coverage for small businesses. [2] [5] Choose Travelers if you want BOP bundling or operate in an industry with a named Travelers variant; choose Embroker if you want cyber or workers’ compensation in the same package.
Coverage Detail
Embroker lists coverage for third-party bodily injury and property damage, personal injury claims such as libel or slander, product liability, and legal defense costs and settlements. [2] Travelers says the policy typically provides premises liability, products liability, and personal and advertising injury liability (covering offenses such as slander, libel, wrongful eviction and advertising copyright infringement), plus liability of others assumed in specifically defined contracts. [5]
Quote Process
Embroker says applicants can get an instant general liability quote online in a few minutes, with underwriting based on claims history and the type of products or services the business provides. [2] Travelers General liability is bought through a Travelers independent agent, who can customize coverage and help set up the policy. [5]