What Are the Key Differences Between Chubb and Zurich U.S. General Liability Insurance?
Package choices
Chubb’s public pages place general liability inside a BOP, Benchmarq or Customarq package, or combine it with products and premises pollution coverage in GL Plus. Zurich describes both bundled and unbundled casualty solutions. If you need property or pollution coverage alongside liability, compare the schedule and whether those protections are included or separately placed. [2] [10]
Who may qualify
Chubb says its package products target small businesses with up to $30 million in revenue across more than 500 classes, including technology, healthcare, retail and manufacturing. Zurich’s record identifies general liability in its commercial-trade-contractors captive, a segment example rather than general appetite. Ask each underwriter to confirm eligibility for your industry and revenue. [2] [11]
Risk services
Chubb says Risk Consulting is available to GL Plus and package policyholders and describes casualty claims services for negligence and misconduct claims. Zurich lists Risk Engineers, Claims, medical-management and legal services across casualty solutions. Confirm which services apply to the specific policy form and whether they are included or optional. [3] [10]