biBERK vs Lockton: General Liability Insurance

What Are the Key Differences Between biBerk and Lockton General Liability Insurance?

Product Liability as a Listed Lockton Capability

Lockton lists product liability among the casualty lines it places, alongside environmental impairment, product recall and umbrella/excess liability. biBerk says its GL can address lawsuits when a product harms a person or property. The two sources both identify product liability, but Lockton’s is a brokerage capability list rather than a particular policy grant. [6] [1]

Evidence Hold: Second Matched GL Dimension

Lockton’s cited pages do not establish a premises-injury or property-damage grant that can be matched with biBerk’s small-business claim text. Ask Lockton for the proposed insurer, product-liability form and any separate GL wording; ask biBerk for its issued form before comparing defense, limits or exclusions. [6] [1]

What Should You Confirm in biBerk and Lockton General Liability Insurance Quotes?

• Does Lockton’s proposed placement include product liability in the GL form, and are recall costs a separate coverage? [6]
• Which bodily-injury, property-damage and product-liability terms and insurer appear in the biBerk policy documents? [1]