What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Counterpart General Liability Insurance?
Primary casualty line versus professional-liability companion
Berkshire Hathaway Specialty Insurance markets primary general liability and lists classes including construction, retail, real estate, financial institutions and energy. Counterpart’s reviewed materials describe GL alongside Miscellaneous Professional Liability or lawyer coverage, including arrangements for professional and law firms. Buyers should establish whether they need a broad primary casualty placement or GL coordinated with a professional policy; Counterpart’s cited scope is tied to those companion programs. [2] [7]
Limit structure to examine
Counterpart says its MPL coverage types have separate limits and lets brokers quote multiple limit and retention options. BHSI’s casualty materials list primary GL but do not publish the policy’s limit in this record; they do set a $50,000 minimum premium. A buyer can compare the proposed GL limit and retention across each placement, while confirming whether Counterpart’s separate-limit statement applies to the specific companion policy. [7] [2]