What Are the Key Differences Between CNA and Heffernan Insurance Brokers Business Owner’s Policy?
Custom package versus named coverage categories
Heffernan says its small-business division researches and builds custom packages, including for niches not listed on its page. CNA Connect names specific property and income exposures within its package and serves more than 600 small-business classes. If your business has unusual assets or activities, ask Heffernan which carrier terms support its custom design and ask CNA which listed categories and endorsements apply to your class. [2] [1]
Business size and placement role
Heffernan describes a small-business focus spanning sole proprietors through growing companies and presents itself as the insurance intermediary. CNA Connect is a carrier package with more than 300 optional endorsements and adjustable limits and deductibles. Confirm Heffernan’s proposed insurer and identify the limits, deductibles, and endorsements alongside CNA’s offer before comparing the customized package. [2] [1]