What Are the Key Differences Between CNA and Gallagher Business Owner’s Policy?
Property owned, rented, and excluded
Gallagher’s BOP page describes property coverage for rented space and equipment, but its exclusions also list damage to the business’s own equipment and rented property. The same page is therefore unclear about the scope of that property protection. CNA Connect lists buildings, income, contents, computer equipment, receivables, and money or securities. Request Gallagher’s policy wording and compare the covered-property definitions before relying on either description. [2] [1]
Purchase and advice channels
Gallagher lets buyers start with an online form, call a small-business advisor, or request a callback. CNA’s BOP overview gives class and package details but no quote-contact instructions. Ask Gallagher which partner will receive the submission and ask CNA how a business in your class reaches a Connect producer, then compare the carrier and forms shown on each proposal. [2] [1]