What Are the Key Differences Between Chubb and Corgi Business Owner’s Policy?
Published Eligibility Versus an Open Question
Chubb names who it wants: small businesses up to $30 million in revenue in more than 500 classes, including technology, healthcare, retail, manufacturing and financial services. You can check fit before you apply. Corgi says only that its BOP is for small and growing businesses and publishes no revenue cap or class list, so you find out whether you qualify during the quote. Choose Chubb if you run an established business under $30 million in a listed class; choose Corgi if you already buy its instant lines and want the BOP on the same account. [1] [5]
Add-On Menu Versus a Two-Part Bundle
Chubb lists optional privacy and data breach, EPL, foreign liability with kidnap and ransom, equipment breakdown, water backup and sump overflow, and crime cover for forgery and employee dishonesty. Corgi describes only general liability plus commercial property in one policy. If you need any of those extras on the BOP itself, Chubb is the one that documents them. [1] [5]
Quote Speed
You can request a Chubb BOP quote online or go through an appointed agent or broker. Corgi tags its BOP at 1–14 days, slower than the same-day instant quotes it offers for CGL, cyber, D&O, EPLI and several other lines. Plan for up to two weeks if you need a Corgi BOP certificate for a lease or contract. [1] [5]